SmartLink ERP

Run your Zambian business finances in one place

From invoicing to payroll to ZRA compliance - everything your growing business needs in one system.

Get Started Free Book a Demo

Join 500+ Zambian businesses streamlining their finances

Happy finance lead reviewing SmartLink dashboard
Accounting Module

IFRS-compliant financials without spreadsheets or late nights

Your chart of accounts, recurring journals, and multi-entity reporting live in one opinionated workspace built for Zambian finance teams.

ZICA chart of accounts

Provisioned with Zambia-ready categories and reporting tags.

Multi-currency ledgers

USD/ZMW conversions with daily BoZ guidance baked in.

Automated closes

Close the month with recurring tasks and approval flows.

Instant IFRS packs

Balance sheet, income statement, cash flow—ready for auditors.

IFRS ZRA VAT Audit trail Multi-entity

Financial overview

November 2025

Live

Revenue

K 485k

+12% vs last month

Expenses

K 125k

-4% vs last month

Net Profit

K 360k

+18% vs last month

Top transactions

Reconciled

Chilanga Cement Ltd + K 25,000
Manda Hill Properties - K 8,500
Zamtel Business - K 3,200
Ready for IFRS export

Payroll summary

November 2025

Auto-calculated
Basic Salary K 250,000
Housing Allowance K 25,000
Transport Allowance K 15,000
Gross salary K 290,000

Deductions

PAYE (Tax) - K 45,230
NAPSA (5%) - K 14,500
NHIMA - K 2,000

Net pay

K 228,270

HR & Payroll Module

Payroll that understands Zambia’s statutory rules

Automate PAYE, NAPSA, NHIMA, and loan deductions with auditable workflows. Send payslips instantly and file returns without touching a spreadsheet.

Smart tax tables

Auto updated

PAYE brackets update automatically when ZRA issues circulars.

One-click statutory filing

Compliant

Generate NAPSA, NHIMA, and PAYE returns in approved formats.

Digital payslips

Automated

Deliver branded payslips by email or SMS in seconds.

98%

accuracy rate

5 min

to process payroll

100%

statutory compliance

Compliance Grid

Built for Zambian regulators from day zero

SmartLink keeps you audit-ready with live updates for local statutes. No plug-ins, no manual downloads—every regulation shift is pushed instantly to your workspace.

IFRS

IFRS Standards

Automated note disclosures and XBRL exports for auditors.

  • Financial packs
  • Audit trail
  • Dual currency
ZICA

ZICA Certified

Chart of accounts aligned with ZICA templates and policies.

  • Trial balance
  • Templates
  • Adjustments
ZRA

ZRA Ready

PAYE, VAT, and withholding submissions shipped in the right formats.

  • PAYE slips
  • VAT return
  • Withholding
NAPSA

NAPSA & NHIMA

Contribution schedules exported directly to the government portals.

  • XML exports
  • Contribution calc
  • Submission log
Setup Workflow

Up and running in three focused loops

Switch from legacy tools without downtime. Our onboarding crew walks alongside your finance, HR, and leadership teams.

30 seconds 01

Sign up & invite

Create your workspace, invite the finance squad, and connect your chart of accounts.

  • No credit card required
  • Works with existing COA
5 minutes 02

Import data

Upload customers, suppliers, and balances. Our team reviews mappings so nothing breaks.

  • Bulk templates provided
  • Human review included
Forever 03

Automate cycles

Schedule recurring payroll, compliance, and finance workflows—then monitor from one dashboard.

  • Automated reminders
  • 24/7 support desk

Need help?

Our success team migrates historical data and co-pilots your first payroll run.

Start free trial Talk to onboarding

No downtime • Live support • Guided migration

Customer Signal

Teams across Zambia rely on SmartLink

Feedback from finance and HR teams who moved from disconnected tools to a linear operating system.

Chanda Mulenga

Finance Director

Lusaka Copper Industries

“Month-end close went from five days to one. The reviewer assignments keep everyone honest, and we export IFRS packs without touching Excel.”

Impact

70% time saved

Highlight

Bank reconciliation

Patricia Zulu

HR Manager

Kafue Transport Solutions

“All 75 employees get payslips automatically, and statutory files upload straight to ZRA and NAPSA. Support solved our leave policy tweak in under two hours.”

Impact

75 employees automated

Highlight

Payroll compliance

Moses Tembo

Managing Director

Zambezi Valley Enterprises

“As an SME we needed clarity. SmartLink gives us real-time VAT exposure and receivables so I can make calls quickly.”

Impact

100% compliance

Highlight

VAT returns

4.9 / 5

Avg rating

238

Active teams

98%

Retention

2 hrs

Median reply

30-Day Trial

Ready to ship finance, payroll, and compliance in one motion?

Join hundreds of Zambian organisations that swapped spreadsheets for a linear operating system. No credit card required—your team can be live today.

Start free trial Talk to sales

Implementation

Guided onboarding

Support

2 hr median response

Pricing

No setup fees

Security

SOC2-ready controls

Cancel anytime • Unlimited seats during trial • Onboarding team included